. This 3/2/2 home is located in a quiet neighborhood with very limited access of 3 parallel streets with no thru-traffic. Located just south of Hwy 40 East, convenient to Publix, Lowe's, Walmart, Beall's, Ross, many restaurants and shopping it is convenient to Downtown Ocala as well as easy access to all the many horse activities to the west. Hospitals and medical facilities are moments from your doorstep. Just minutes from the Silver Springs State Park and 60+/- miles through the Ocala National Forest to the Atlantic Ocean and Ormond and Daytona Beach. Similar mileage going west to the Gulf of Mexico. Original home was built in 1963 by a contractor who originally helped develop this community. Original home was 1560sf and remodeled in 2001 to increase its size to 2457sf, under air and a total of 3655sf under roof. Kitchen and baths were remodeled in 2001 and 2022. Kitchen is all electric with hard wood cabinetry and granite countertops and eat at bar and also room for kitchen dining and lots of hidden cabinetry for storage (kitchen storage space deceiving). Space for your microwave above the built-in oven in a ceiling to floor Just off kitchen is a separate dining area with a French door leading to a sequestered 596sf concrete patio surrounding a custom fire brick barbeque pit, conveniently located just outside the 269sf screened porch. Adjacent to the screened porch, through double French doors, is a large den with a real fire brick, wood burning raised fireplace. On each side of the fireplace, are built-in book shelves. Master bedroom also has a gas/Heater corner natural gas fireplace (easily converted to electric logs if desired) with brick facing and large shelf for entertainment TV, etc. and also a French door leading out to the concrete patio, common to all French doors. Second bath has a shower and whirlpool tub and heat optional bath vent fans.
. 47 ac fenced yard has many established Camelia shrubbery for beauty and privacy.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $108 | $108 | $108 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,237 | $2,207 | $2,800 |
Total Monthly Payment | $2,420 | $2,390 | $2,983 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.