Charming 3-Bedroom Ranch in Scenic Westbury! Nestled on a picturesque, tree-lined block in Westbury, this property sits on a 75x100 lot. Meticulously maintained 3-bedroom, 1-bathroom ranch welcomes you with its gorgeous landscaping and inviting walkway. As you step inside, you'll be greeted by beautiful hardwood floors and a spacious family room featuring a large bay window that bathes the space in natural light. The all-white kitchen is a bright and airy space, complete with green appliances and a picture window that offers a view of the side yard and vegetable garden. The home also boasts a full, partially finished basement, providing additional living space to suit your needs. For added peace of mind, the roof and windows are just 2 years old, ensuring energy efficiency and low maintenance. A well-maintained detached garage offers the perfect setup for those with hobbies or additional storage needs. Conveniently located close to transportation, houses of worship, and restaurants, this home offers both comfort and accessibility
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,026 | $1,026 | $1,026 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,456 | $4,385 |
Total Monthly Payment | $4,578 | $4,574 | $5,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.