This classic colonial home features 4 bedrooms and 3 bathrooms, situated in a tranquil and sought-after neighborhood, ready for immediate occupancy. The residence boasts ample space for gatherings with friends and family. The open floor plan facilitates entertaining, seamlessly connecting the eat-in kitchen with an island to the expansive sunroom (336 square feet) and the family room, which includes a fireplace. The multi-level Trex decking, complemented by a convenient pass-through kitchen window, leads to a private backyard oasis complete with an above-ground pool. The interior showcases hardwood floors and woodwork throughout, accented by tasteful tile, built-in bookshelves in the living room, and generous storage options in the kitchen, along with spacious closets in the hallways and all bedrooms. The location is ideal, just a five-minute drive from shops and award-winning restaurants. This beautiful colonial is set on over half an acre in one of Dutchess County's most accessible areas, conveniently located near the Taconic State Parkway and only minutes from the Metro North Railroad, ensuring an easy commute to New York City. The home has been meticulously maintained and features numerous updates, including a new roof with solar panels installed in 2022, and a finished storage area which could possibly used as a downstairs apartment in the future with a walkout to the rear yard. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.000% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.182% | 6.412% |
Monthly Tax Payment | $1,063 | $1,063 | $1,063 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,561 | $3,561 | $4,553 |
Total Monthly Payment | $4,716 | $4,716 | $5,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.