This large solid 2 story home with a legal accessory apartment is waiting for someone to love it. Bring your imagination and with some new updates throughout this home will be amazing. This home sits on 4. 26 acres and also a small lot of . 06 is included in this sale, Town of Fishkill and Beacon School District. The living room is large with carpet and 8 foot ceilings, the eat in kitchen is large to have large gathering, gas stove is 2 years old, double stainless steel sink, vinyl flooring, ceiling fan with light, pantry and back door to the yard. Full bath has been renovated in January 2024. The first floor has 2 rooms you can use either as a den, office, playroom or guest room, both rooms are large with high ceilings, off the one room is a porch for storage and also has the washer/dryer connection for laundry. Off the kitchen is the door to the legal accessory apartment, this unit is great for guests. The accessory apartment has a nice size living room, eat in kitchen and upstairs are 2 bedrooms, and a full bath, private entrance on the side of house. Upstairs on the main house is 4 nice size bedrooms and a full bath with double sinks and a shower stall, also a attic space with ladder access for good storage. This home has several nice size closets throughout. The basement is large with a cement flooring and this is great space for storage of seasonal items, luggage, seasonal clothes bins. This home has Geothermal heating and cooling that was installed in 2017. The septic tank was replaced in 2019, this is also City of Beacon water. This home offers a nice size carport for storage of equipment or one car. This property is tranquil and you can enjoy a fall evening near the firepit. Large driveway offers lots of parking for many gatherings. Show this house today before it gone tomorrow. Additional Information: ParkingFeatures: 4+ Car Detached,
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $730 | $730 | $730 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,959 | $2,919 | $3,704 |
Total Monthly Payment | $3,781 | $3,741 | $4,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.