REDUCED - Welcome to Paradise! Beautiful two bedroom, two bath home is just a short distance from the fishing pier and boat launch area. This open floor plan home is great for entertaining family and friends. Features include vaulted ceilings, spacious kitchen with an island and lots of counter space, large master bedroom, master bath with double sinks, soaking tub and walk in shower, den which can be used as a bedroom, well for the timed irrigation system and more. Enjoy coastal afternoon breezes on your private screened patio. Roof replaced in 2019, newer cooktop, refrigerator and dishwasher, new pump for the irrigation well and HVAC serviced every year. Washer and dryer excluded from purchase. Lighthouse Cove is an active 55+ community with a large, heated swimming pool, club house (under renovation), tennis, pickleball and shuffleboard, small boat launch for shallow water boats, fishing pier and recreational picnic area on river. Golf carts are a second means of transportation. It is a boating/fishing paradise being located in the Mosquito Lagoon. Get lost in the local backwaters (Canaveral Seashore/Merritt Island Wildlife Refuge) in your kayak or boat. Close to the space center. Enjoy the rocket launches from the fishing pier. Own your own land. Don't miss out. All measurements are approximate. This home will not last long. ;Water: City
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $227,920 | $227,920 | $227,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,516 | $1,515 | $1,954 |
Total Monthly Payment | $1,803 | $1,802 | $2,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.