Welcome to Phase 2 at Del Ray Place. This 55+ townhouse condo features luxurious finishes and has a Flexible Age Requirement! GPS Del Ray Drive. Road is across from it, dirt road. Drive all the way to the top. Model unit is left hand building, left hand side. Discover your dream home in this beautifully finished where quality meets convenience! This exceptional 2-bedroom, 2-bathroom unit offers an inviting and versatile living space perfect for those seeking comfort and style. While this community is designed for residents aged 55 and older, up to 20% of buyers can be under 55 as long as they are over the age of 18, making it an ideal choice for those looking to invest in a vibrant and inclusive neighborhood. With one of the bedrooms conveniently located on the first floor, this unit offers easy accessibility and privacy for guests or family members. Don’t miss out on this rare opportunity to own a gorgeous condo in a sought-after 55+ community. Schedule a showing today and experience the perfect blend of luxury and convenience! Agent related to seller and has personal interest.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,542 |
Total Monthly Payment | $2,886 | $2,883 | $3,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.