This home feels so open and bright inside and it is clean and ready for move-in! When you walk in you'll immediately feel ''at home'' with the open floor plan layout. The design of the kitchen, living and dining areas offers flexible decorating options and there are French doors leading to the enclosed porch for enjoying a quiet atmosphere and the outdoor weather. The spacious main suite is separated from the other bedrooms and it has a large walk-in closet and renovated shower in the bath area. The third bedroom can ideally be used for an office because it has double doors off the entry foyer area. The laundry area with washer and dryer are inside for easy access. The lawn is small but there is room to garden or just sit out in the sunshine. With a smaller yard, you can spend less time keeping it maintained and more time doing things that are on your ''fun list''. The Sellers are leaving behind both refrigerators, and the washer & dryer. Don't miss your chance at this charming home
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $218,000 | $218,000 | $218,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,360 | $1,325 | $1,723 |
Total Monthly Payment | $1,736 | $1,701 | $2,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.