Welcome to this beautifully updated cottage in the charming Panama Park neighborhood, perfect for first-time buyers or investors seeking a rental property in Jacksonville! With a new A/C (2024) and a roof replaced in 2018, this home offers peace of mind and reliability.
The remodeled kitchen shines with brand-new appliances, a sleek stainless steel hood, farmhouse sink, and gray-and-white quartz countertops. Enjoy the convenience of a spacious pantry, new washer and dryer, and luxury finishes throughout.
The rest of the home boasts fresh paint, new ceiling fans, and a designer French chandelier, creating a warm and inviting atmosphere. The fully fenced backyard with a gated entry provides ample space for outdoor living, plus an 8'x10' storage shed for added convenience.
Move-in ready and ideally located near the upcoming stadium expansion, this home is a perfect blend of comfort and investment potential!
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $851 | $840 | $1,079 |
Total Monthly Payment | $1,098 | $1,087 | $1,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.