Welcome to this hidden gem located on Sarasota Bay. This beautiful villa offers you the best of Florida living with partial water views and only a couple of minutes from the beach. Over 1, 300 Sq. Ft. of indoor living space with an additional 250 Sq. Ft. as the Lanai is enclosed, air conditioned and set up as a third bedroom/Den Offering a fully furnished turnkey two-bedroom, two bathroom move-in ready home. Great walking and biking community, overlooking Sarasota Bay, where you can enjoy bird-watching and dolphin-viewing while walking along the beautifully landscaped pathways. Mt. Vernon is an active 55-plus community where you will feel welcome and make new friends. This condo has a number of updated features: the roof in 2019, the hot water heater in 2021 and a new air conditioning system in 2022. Oversized covered carport with storage and laundry. For you boat lovers, you can rent a boat slip for $25/year. COMMUNITY AMENITIES: Huge, remodeled clubhouse, banquet room, billiards, ping-pong, library, game room, lakeside veranda, heated pool, tennis, pickleball & covered shuffleboard courts, spa, sauna, workshop, woodshop, chip/putting green, walking paths, butterfly garden, bayfront park, kayak launch/storage, bayside pavilion, lakeside gazebo, bird sanctuary, tidal pond, & numerous ponds spread across nearly 90 acres teeming with Florida wildlife. The community also hosts a variety of activities and social events for residents to enjoy. DUES COVER: water, sewer, trash, recycle, pest control, cable with HD box, internet with router, exterior maintenance/repairs, landscape maintenance, & insurance. Welcome to Florida living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$324,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,999 | $259,999 | $259,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
Total Monthly Payment | $2,112 | $2,110 | $2,611 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.