Walk to Taft School from this 1900's Colonial. From the abundance of gardens and quaint sitting areas alongside the babbling brook to the interior decorating this home is enchanting. Gardens, gardens, babbling brook, covered porch, open decking, small patio by the brook and more gardens, it screams for you to be outside three seasons! When not enjoying the outdoors, step into the mudroom at the back door then the charming eat in kitchen with the tin ceiling, farmers sink and granite tops. Convenient full bath adjacent to the mud room. Classic floor plan with a beautiful dining room wrapping to the front foyer and the front to back living room with fireplace. The living room opens to the inviting side covered porch for more delightful entertaining space. Upstairs are four good sized bedrooms and newly discovered hard wood flooring under the carpets. Full walk-up attic for additional storage. Two car detached garage and greenhouse. It is filled with story book charm of days gone by. Walk the sidewalk into town, head to Taft School, or into the town center for some shopping and dinner. Watertown is charming with an active, historic Main Street and quick access to major routes. CONTRARY TO ZILLOW - THIS HOUSE IS NOT IN A FLOOD ZONE AND DOES NOT REQUIRE FLOOD INSURANCE!!! CONTRARY TO ZILLOW - THIS HOUSE IS NOT IN A FLOOD ZONE AND DOES NOT REQUIRE FLOOD INSURANCE!!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Eating Space,Pantry,Hardwood Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $309,600 | $309,600 | $309,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $552 | $552 | $552 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,060 | $2,058 | $2,611 |
Total Monthly Payment | $2,687 | $2,685 | $3,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.