Welcome to 215 Johnson Ave in Islandia, Connetquot School District. This turn-key and beautifully maintained ranch is an entertainer's dream! When you first enter, you will notice the pride of ownership, featuring hardwood floors, a formal living room, a spacious dining room, and a gorgeous, fully renovated eat-in kitchen with granite countertops and stainless appliances! The kitchen flows perfectly into a secondary dining area with vaulted ceilings and an oversized family room! Down the hall are three bedrooms and two bathrooms, including the primary en-suite. The backyard oversized property is the perfect spot to relax, with the patio right off of the dining area, semi-above ground pool with a wrap-around deck, koi pond, garden, and so much more! There is a detached and oversized 2-car garage for any car or boat enthusiast! This home also includes a full basement! This home is a rare find and one to see in person!
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Our Executive Mortgage Banker:
Our Insurance Division:
$789,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,031 | $1,031 | $1,031 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $4,195 | $5,323 |
Total Monthly Payment | $5,322 | $5,318 | $6,446 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.