Welcome to 22 Shepaug Road-Home is situated on a nice level corner lot in Shady Rest, a Private Golf Cart friendly lake community on Lake Zoar with beach, picnic pavilion & boat ramp. 1, 872 square foot 8 room split level home features 4 bedrooms, 2 bathrooms, upper level primary bedroom with walk-in closet and access to hall bath w/whirlpool tub & 2 additional bedrooms. Main level includes front to back living/dining room with patio door to rear yard, 4th bedroom & full bath, family room with stone fireplace & woodstove insert & den/office. Large 2 car garage, lawn swing, shed & more! Home is being sold AS-IS and is ready for your updates and personal touch. Great location just minutes from Sandy Hook Center & Newtown dining & shopping districts, Treadwell Park & I-84.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Cedar Closet,Ceiling Fan,Walk-In Closet,Laminate Floor | 10.5 x 13.6 | Main |
Bedroom 2 | Wall/Wall Carpet | 10.8 x 11.5 | Upper |
Bedroom 3 | Wall/Wall Carpet | 10.8 x 11.5 | Upper |
Den | Wall/Wall Carpet | 7.4 x 13.5 | Main |
Eat-In Kitchen | Dining Area,Eating Space,Vinyl Floor | 7.9 x 15.5 | Main |
Family Room | Bay/Bow Window,Ceiling Fan,Fireplace,Wood Stove,Wall/Wall Carpet | 13.2 x 17.8 | Main |
Formal Dining Room | Ceiling Fan,Laminate Floor | 11.9 x 29.6 | Main |
Full Bath | Tub w/Shower,Vinyl Floor | 5.0 x 8.8 | Main |
Full Bath | Whirlpool Tub,Tub w/Shower,Vinyl Floor | 5.0 x 12.0 | Upper |
Primary Bedroom | Cedar Closet,Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | 12.0 x 16.4 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $621 | $621 | $621 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,364 | $3,035 |
Total Monthly Payment | $3,091 | $3,060 | $3,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.