Pride of ownership, attention to detail, and Florida living at its finest can be found in this almost new Cedar model home located in the gated, 55+ Stone Creek Golf Course Community. This beautiful home will impress upon arrival as it comes stacked with curb appeal, eye-pleasing mature landscaping, and striking architectural details. This versatile and open floor plan features a welcoming foyer opening to high ceilings, low-maintenance tile flooring, recessed lighting, and ample space perfect for entertaining with family and friends. The top-of-the-line kitchen has been designed with flawless details including a stainless appliance package, decorative tile backsplash, quartz countertops, and a large pantry for your extra storage needs. The spacious Kitchen center island with pendant lighting allows for additional, flexible dining space. The Dining area offers conveniently placed sliders opening to a screen-enclosed Florida Room providing desirable extra space to kick back and relax overlooking your fenced-in backyard. The Owner's Suite offers luxury vinyl plank flooring, a spacious walk-in closet, and en suite bath with a step-in shower with a seating ledge, a transom window for great natural lighting, and a large double sink vanity. Fantastic extras you will be sure to appreciate include upgraded lighting and ceiling fan fixtures, whole home water softener system, an electrical hookup for a peace of mind portable generator, and a lifetime warranty on the home's vinyl plank flooring by Pergo. As an added bonus, a portion of the sizeable back yard has also been fenced in for your furry friends! Make your move today and start enjoying the resort lifestyle with fantastic community activities and amenities including a golf course, resort-style pools, a health spa, trips and entertainment, and more!
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Our Executive Mortgage Banker:
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$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,883 | $1,834 | $2,328 |
Total Monthly Payment | $2,265 | $2,216 | $2,710 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.