One or more photo(s) has been virtually staged. New Photos! Freshly Painted! This charming townhome in Heritage Harbour’s Lighthouse Cove II features beautiful porcelain wood-look tile throughout the first floor. As you enter through the front door, you will love how large the living room is and the space for gathering and hosting friends and family. The bright kitchen features wood cabinetry and a seamless pass-through bar into the dining area - perfect for effortless entertaining. You also have the convenience of a half bathroom with a huge under-stairway closet for storage, the peaceful screened patio from which to sip your morning coffee or your evening apéritif, and additional green space for your herb garden! Upstairs you will find 2 bedrooms PLUS an office / den which could be used as a 3rd bedroom, plus two full bathrooms. Recent updates include a brand-new roof (Summer 2024), ensuring peace of mind for years to come! Convenience is at your fingertips with in-unit laundry, complete with a new, space-efficient stackable washer and dryer. Just a stone’s throw from the Marketplace at Heritage Harbour, you'll enjoy easy access to Costco, Miller's Ale House, and the soon-to-open Academy Sports. The future promises even more excitement with a proposed lineup of top-tier shopping and dining options, including *proposed* SuperTarget, Whole Foods, Chick-Fil-A, Longhorn, First Watch, Cheddar's, Hobby Lobby, and more. With quick access to I-75, you're less than an hour away from the vibrant cities of Tampa and St. Pete, and just 30 minutes from the cultural treasures of downtown Sarasota and the SRQ Airport. Downtown Bradenton is also within reach, as are the stunning Gulf Beaches, including the pristine shores of Anna Maria Island, Lido Key/St. Armands Circle, and the world-renowned Siesta Key Beach. Don’t miss your chance to own this gem of a townhome in Lighthouse Cove—where luxury, convenience, and affordability come together to give you the ultimate Florida living experience. Schedule your private showing - make it yours today!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,270 | $1,239 | $1,564 |
Total Monthly Payment | $1,625 | $1,594 | $1,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.