**BRING ALL TOYS!** No CDD or HOA to worry about, low tax, 0. 34-acre lot. So many possibilities! This is a great slice of paradise whether you're a first-time homebuyer, looking for a seasonal/second home, a retirement home, a vacation rental, or an annual rental property with no HOA restrictions. The third bedroom is a converted garage that can easily be changed back to a one-car garage if desired. The home has a newer AC and metal roof, both replaced in 2021. Windows were replaced before owner purchased property. Other upgrades include luxurious vinyl flooring and new exterior and interior paint. The home is well-kept and maintained. The large yard offers endless possibilities for gardening, gatherings, or decking to soak up some sunshine. This property has one storage shed in the rear yard with plenty of room to add a patio, pool, playground, firepit, or additional accessory structures (storage building, man cave, she shed, etc. ). There's ample space on the lot to store your boat, recreational vehicle, trailer, and more. The property is also zoned for an accessory dwelling unit (detached residential dwelling unit with separate sleeping, cooking, and bathroom facilities). Just a golf cart ride away from shopping and restaurants, convenience is key as the property is located just minutes from the interstate, the outlet mall, shops, restaurants, and more. Also, conveniently located within 17 miles of Anna Maria Island and beaches, and 30 minutes from downtown St. Pete and Sarasota. Don't miss out on the opportunity to own a private piece of paradise. Call the agent for your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,701 | $2,212 |
Total Monthly Payment | $1,877 | $1,877 | $2,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.