A boater's paradise! This charming ranch-style waterfront home situated on a spacious lot and wide canal offers a perfect blend of comfort and functionality, featuring 3 bedrooms and 1 bathroom. The entire house boasts beautiful wood floors, adding warmth and character throughout. Enjoy a large living room with a wood-burning fireplace, ideal for gathering during colder months. Adjacent to the living room is a large formal dining room, perfect for hosting dinner parties, with doors that open up to a patio. The kitchen has lovely cabinets, granite countertops, a gas stove and a dishwasher. A convenient laundry room with a door leading to the yard adds to the home's practicality. This home offers a full bathroom, a large bedroom (could be primary) with its own door leading to the patio, another large bedroom (could be primary) and 1 more bedroom providing ample space for family members or guests. Storage won't be an issue with a partial attic accessible via pull-down stairs, and an additional ladder in one of the bedrooms that leads to the attic. The attic is spacious enough to stand up in, making it an ideal storage solution. The beautiful backyard is fenced-in and features a gate that leads directly to a dock, perfect for waterfront activities. The 1-car garage includes a storage area, and the property also boasts a circular driveway and a separate driveway leading to the garage, providing parking space for approximately 6 cars. Additional features include 200 amp electric service, central air conditioning (CAC), gas-forced air heating, and an on-demand gas hot water system. The roof was updated Approx. 2007. The property requires flood insurance, estimated at Approx. $2, 800 per year.
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $968 | $968 | $968 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,148 | $4,041 |
Total Monthly Payment | $4,248 | $4,208 | $5,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.