Fall in love with this gem of a find! This sweet 3-bedroom, 2-bath home with NO HOA, and your own private neighborhood ACCESS TO LAKE LOUISA and the Clermont Chain of Lakes, is picture perfect from the moment you see its charming curb appeal. Stepping inside, you’ll be welcomed by an open floor plan with space for both living and dining. The living room also features an exposed beam ceiling and a stone fireplace to gather around on chilly evenings. The kitchen offers stainless steel appliances, a stone backsplash, and ample storage space. The split floor plan offers a large bedroom on one side of the home and two additional bedrooms on the opposite side. The primary bath features a new vanity and a walk-in shower with new tile. Enjoy easy maintenance with beautiful laminate flooring throughout the main living area. Sip your morning cup of coffee in the fully enclosed patio, or host a barbecue outside on the composite deck. Two sheds in the backyard are ideal for storing all of your lawn and outdoor equipment. This home sits on a large 0. 35 acre lot and also features an extended driveway with room to park a 3rd car. Bring your boat and head out for a day on the water via the neighborhood access to Lake Louisa. Don’t miss your chance to make this home yours today!
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Our Executive Mortgage Banker:
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$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,047 | $2,641 |
Total Monthly Payment | $2,266 | $2,264 | $2,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.