12920 SW 40th TERRACE, Ocala, FL, 34473 | $315,000

Amazing Pool Home in the South West side of Ocala! Updates Galore and NO HOA! Home features 4 bedrooms, 2 full baths and 2 car garage. Split floorplan with 1655 living sq ft, new LVP flooring and baseboards in 2023 throughout. Kitchen has been completely redone with new cabinets and granite in 2018 and appliances in 2020. You'll love entertaining year round in your large screened lanai and solar panel heated pool. Backyard is completely fenced and freshly landscaped. There is a 12x24 shed for extra storage needs. Other recent updates include: HVAC 2023, Septic 2020, Pool 2018, Pool Solar Panels 2020, Exterior Paint 2018, New Lighting throughout and Glass sliding backdoor 2020. 4th bedroom / den has french doors and could easily be used to work from Home. Zoned for West Port High School. Convenient SW location: minutes to I-75, shopping, restaurants and medical on 200. There is a gate at end of the street that leads to the Florida Trail and 49th Ave Trailhead for your hiking and biking adventures. Take a look at everything this amazing property has to offer!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Inside
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,655
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $1,985
  • Pool: Heated, Screen Enclosure, Solar Heat
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: OM685336
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/OM685336/12920sw40thterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 7:32:13 AM)
Listing courtesy of COLDWELL REALTY SOLD GUARANTEE   Phone: 352-209-0000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12920 SW 40th TERRACE, Ocala, FL, 34473

$315,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $252,000 $252,000 $252,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $165 $165 $165
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,531 $1,531 $1,991
Total Monthly Payment $1,771 $1,771 $2,231

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.