For Sale- 3 Bedroom/1. 5 Bath Single Family Home. NO HOA! NO CDD! USDA Eligible! Freshly painted! This is a nice cement block home with a fenced backyard. The roof is 6 years old. The water heater is 3 years old. The a/c is 6 years old. The home is located in the city of Haines City which is considered the "Heart of Florida" because it's where Polk County, Lake County, Orange County, and Osceola County all come together. Haines City was established in 1885 and over time citrus growing became its main industry. It's a city that has a lot to offer without losing its hometown appeal. In the 1920s, the Palm Crest Hotel was built, and it is listed in the US National Registry of Historic Places. The hotel was renovated, and it's used by the Landmark Baptist College. The city has grown tremendously over the last few years and has added Posner Park as one of its residential and shopping complexes. Haines City revamped its downtown area to include the beautiful Haines City Public Library and City Hall. Haines City is also considered one of the most popular cities for vacation home rentals because of its closeness to all the popular tourist destinations. As far as location is concerned, this home is about 2 minutes from US Highway 27 and has easy access to Disneyworld and all of the Orlando attractions.
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$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,359 | $1,324 | $1,694 |
Total Monthly Payment | $1,639 | $1,604 | $1,974 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.