One look at this three bedroom, one and one half bath colonial style home, circa 1906 with its good size rooms, hardwood floors, country ambiance with all the conveniences of the city, you will realize that in Westchester County, this is definitely a best buy. Shine up this older home; loved by one family for 56 years, and watch it sparkle. Sweeping front lawn leads to a wrap around front porch; rocking chair ready. Front entry to foyer, living room, dining room with original built in cabinet, slider to concrete patio and Dutch door out to wrap around porch. There is a powder room on this level. The country eat in kitchen has a door out to patio and back yard. A mature, spectacular and beautifully formed sycamore tree with a spreading majestic canopy shades the whole back yard. First level, 620 sq ft. Upstairs to three bedrooms, full hall bath; 544 sq ft, Hallway has stairs leading to a partially finished and partially heated attic with good, useable space. ; 213 sq ft. Downstairs to unfinished, full basement; 502 sq ft. with 2 newer Roth oil tanks; each tank is 275 gallons; mechanicals, laundry and door out. Original wood floors, moldings, door knobs and electric back plates. Square feet of home does not include basement or full attic. There is i ac unit. Furnace serviced 7/2024. Roof is 4 years old. Roof information as completed in proposal form attached in documents. There are newer vinyl windows. Approximately $4800 in yearly heating costs when original owners resided in home; electric costs approximately $1200 (circuit breaker panel). Certificate of Compliance to legalize propane tank and gas line used for the dryer is attached in documents. Star, if applicable is $1878. House is part of an estate and is, sold, "as is, where is. " Rooms are field measured but measurements are considered approximate. This is Everything we know. Seller will not consider any offers made prior to potential buyers' physically viewing this property
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $566 | $566 | $566 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,698 |
Total Monthly Payment | $2,769 | $2,767 | $3,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.