Welcome to this classic cape in wonderful conditiion. This home has a front to rear fireplaced living room, large dining area open to an updated kitchen featuring shaker style cabinets, solid surface countertops, ceramic tiled floors, recessed lighting and lots of cabinet storage. The kitchen leads to the family room overlooking a very private yard with professionally installed fire pit and walkway that abutts town owned land. Fantastic sunroom off the family room with vaulted ceiling and skylights has a laundry room as well. The second floor offers three nicely sized bedrooms and updated bathroom with solid surface countertop, skylight and whirlpool tub. The roof and heating system are new, windows, siding and electric have also been updated. The family room, main bedroom and extended kitchen were an addition in 2002. This fabulous cape is close to all main roads, downtown Reading and walkable to middle and high schools. A truly move in condition home with charm.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | 12.0 x 16.0 | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | 9.0 x 17.0 | Second |
Dining Room | Flooring - Wood | 12.0 x 12.0 | First |
Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Recessed Lighting, Remodeled | 18.0 x 10.0 | First |
Living Room | Flooring - Wood, French Doors, High Speed Internet Hookup, Open Floorplan | 23.0 x 12.0 | First |
Master Bedroom | Closet, Flooring - Hardwood | 15.0 x 16.0 | Second |
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $667,920 | $667,920 | $667,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $785 | $785 | $785 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,586 | $3,951 | $5,502 |
Total Monthly Payment | $4,463 | $4,828 | $6,379 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.