Jaw dropper alert! Discover your dream home just a bike ride away from the serene shores of Amelia Island! This exquisitely renovated bungalow offers the perfect blend of coastal charm and modern luxury, providing an ideal retreat for those seeking both comfort and style. Step inside to find a haven of high-end finishes and thoughtful details throughout. The home features stunning luxury plank flooring and custom wood trim, enhancing its warm and inviting ambiance. The heart of this home is the chef's dream kitchen, where gorgeous Quartz countertops, a custom backsplash, and soft-close cabinets meet a farmhouse sink and a large island perfect for extra seating and entertaining. The spacious family room is a highlight, boasting a beautiful shiplap accent wall and a cozy fireplace - the perfect spot for gathering with loved ones or relaxing after a day at the beach. Three spacious bedrooms, with master tucked away in back for privacy, and incredibly designed bathroom suites complete this perfect abode. No detail has been overlooked in this pristine residence. Outside, you'll find a fenced backyard with a custom pavered patio, ideal for outdoor dining and enjoying the serene surroundings. Surrounded by established trees, this home offers a sense of privacy and tranquility. Plus, with no HOA, you have the freedom to enjoy your property as you wish. Embrace the relaxed coastal lifestyle and live every day like a vacation in this beautiful Amelia Island bungalow.
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Our Executive Mortgage Banker:
Our Insurance Division:
$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $464 | $464 | $464 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,406 | $3,403 | $4,318 |
Total Monthly Payment | $3,962 | $3,959 | $4,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.