YOU CAN BE HOME FOR THE HOLIDAYS IN THIS 3 BEDROOM/3 BATHROOM COLONIAL LOCATED IN WOLCOTT! YOU WLL BE AMAZED AT THE ABUNDANCE OF NATURAL LIGHT IN THIS 2577 SQUARE FOOT HOME! THIS SPACIOUS HOME BOASTS A LARGE EAT-IN KITCHEN WITH AN ISLAND, PANTRY, AND WINE/BEVERAGE COOLER. THERE ARE HEATED FLOORS IN THE FOYER, KITCHEN AND 1ST FLOOR BATHROOM! THERE IS A FORMAL DINING ROOM AND FAMILY ROOM. THE FORMAL LIVING ROOM HAS A PROFESSIONALLY INSTALLED VERMONT CASTINGS WOOD STOVE. A 3 SEASON PORCH (437 SQUARE FEET) WITH TILE, SKYLIGHTS AND 3 SLIDERS IS PERFECT FOR ENTERTAINING YOUR FAMILY AND FRIENDS - IS NOT INCLUDED IN THE SQUARE FOOTAGE. OUTSIDE, THERE IS A 16 X 36 DECK WITH A PERGOLA THAT OVERLOOKS A PRIVATE YARD WITH A FIRE PIT. THE PRIMARY BEDROOM SUITE HAS A SITTING/DRESSING AREA THAT COULD EVEN BE USED AS A NURSERY! THERE IS A HUGE ROOM OVER THE GARAGE CAN BE USED FOR STORAGE, OFFICE OR WORKOUT AREA. OTHER AMMENITIES INCLUDE: ANDERSON WINDOWS AND DOORS, ENERGY EFFICIENT INTERIOR AND EXTERIOR LIGHTING, NEWER FRONT WALKWAY, CAIR, CENTRAL VAC, HEATED GARAGE WITH ITS OWN THERMOSTAT, 2ND FLOOR LAUNDRY, 2 CAR GARAGE AND EVERY CLOSET ON THE 2ND FLOOR HAS LIGHTING! YOU WILL BE AMAZED AT THIS HOME, LOCATED IN AN AREA OF FINE HOMES AND IS CLOSE TO SCOVILLE RESERVOIR & ITS FAMOUS WALKING TRAIL. THIS SPECIAL HOME WAS MADE FOR CELEBRATING SPECIAL OCCASIONS, FAMILY DINNERS AND HOLIDAYS!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 11.0 x 11.0 | Upper | |
Bedroom 2 | Walk-In Closet | 18.0 x 14.0 | Upper |
Dining Room | 13.0 x 11.0 | Main | |
Eat-In Kitchen | Pantry,Tile Floor | 23.0 x 11.0 | Main |
Family Room | 19.0 x 14.0 | Main | |
Living Room | Wood Stove | 22.0 x 13.0 | Main |
Other | 23.0 x 21.0 | Upper | |
Primary Bedroom | Dressing Room,Full Bath | 13.0 x 13.0 | Upper |
Sun Room | Ceiling Fan,Sliders,Tile Floor | 35.0 x 11.0 | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $693 | $693 | $693 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,007 | $3,004 | $3,812 |
Total Monthly Payment | $3,791 | $3,788 | $4,596 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.