If lifestyle matters and you are a buyer searching for the ideal winter getaway, look no further. This charming villa, nestled on a quiet cul-de-sac within the idyllic, maintenance-free community of Artists Enclave, an intimate community comprised of 38 homes, is just waiting for you to call it 'home. ' Located directly across the street from the pool, this home is in the highly coveted X-FLOOD ZONE, so most lenders will NOT REQUIRE FLOOD INSURANCE. Upon arrival, guests will appreciate the home's abundant curb appeal, with a whimsical garden gate to greet them. Just steps inside the entrance is a private courtyard with a screened lanai, your private sanctuary, with room to configure conversation-friendly furniture to create an atmosphere that encourages guests to relax, play board games, or share a 5: 00 cheeseboard followed by a romantic al fresco dinner. Once inside the home, classic ceramic tile flooring, spacious ceilings adorned with elegant crown molding, and a soothing coastal-inspired color palette create a pleasing ambiance throughout this welcoming residence. The resident chef will surely appreciate the well-appointed kitchen, highlighted by attractive wood cabinetry, tastefully coordinated granite countertops, an attractive tile backsplash, and a convenient pantry closet to accommodate your storage needs. At the same time, the adjacent laundry room offers handy built-in cabinetry and a laundry sink. The adjoining den/office is graced by 8' double doors and used as additional sleeping quarters by the current owners; however, this convenient flex space could be utilized as a home office if desired. The spacious primary bedroom was designed as a welcome respite after spending a sun-kissed day at nearby Englewood Beach. It has a large walk-in closet to accommodate your storage needs efficiently. An ensuite bath exudes a spa-like ambiance with dual sinks, a walk-in shower, and a private water closet. The secondary bedroom will accommodate guests in comfort, and mere steps away is a guest bathroom with a tub/shower combo accentuated with an attractive tile surround. The home offers a sturdy tile roof, a new AC (2021), a private driveway, and hurricane protection for additional peace of mind, including roll-down shutters in the dining area and the primary bedroom. Whether you prefer to explore the eclectic shops on nearby historic Dearborn St. , soak up the sun by the community pool, or frolic in the surf at nearby Englewood Beach, this exquisite villa is your ideal winter escape. Artists Enclave is a quiet yet friendly community. Its small size makes it an intimate setting where you can enjoy the perfect balance between friendly camaraderie with neighbors and abundant privacy, a heated community pool, and a cabana designed for social gatherings with friends and family. Call today to schedule a private showing, and prepare to be captivated by this exceptional community where every day feels like a vacation.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,920 | $327,920 | $327,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $344 | $344 | $344 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,237 | $2,179 | $2,812 |
Total Monthly Payment | $2,656 | $2,598 | $3,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.