3639 Scarlet Oak DRIVE, Saint Cloud, FL, 34772 | $415,000

Welcome to your dream home! This stunning 4-bedroom, 2-bathroom residence offers the perfect blend of style and comfort, featuring a mix of tile and carpet floors throughout. As you step through the inviting foyer, you'll be drawn into the heart of the home by an open-concept layout that seamlessly connects the living room, dining area, and kitchen.

The space is bathed in natural light, thanks to large windows that frame serene views of the pond, creating a tranquil backdrop for everyday living. The kitchen is a chef's delight, boasting an oversized breakfast bar island, stainless steel appliances, and a walk-in pantry, making meal preparation a breeze.

Each of the four bedrooms is generously sized, providing ample space for rest and relaxation. The primary suite, located at the rear of the home, offers picturesque pond views and features a private ensuite bathroom with dual sinks, a shower, a walk-in closet, a linen closet, and a water closet for the toilet.

The remaining bedrooms share a well-appointed bathroom, ensuring convenience and comfort for family and guests alike. The centrally located laundry room adds to the home's practicality, making chores a snap.

Adding to the home's appeal are the paid-off professional solar panels, offering energy efficiency and savings. This home is truly a gem, combining modern amenities with a serene setting. Don't miss the chance to make it yours!

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Corridor Access, Laundry Room
  • Style: Traditional
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,846
  • Acreage: 0.4
  • Est. Taxes: $3,628
  • HOA Fee: $206 Quarterly
  • Elem. School: Canoe Creek K-8
  • Middle School: Canoe Creek K-8
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Electric Water Heater, Microwave, Refrigerator
  • MLS#: O6223992
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/O6223992/3639scarletoakdrive_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2024 1:14:36 AM)
Listing courtesy of GREATER ORMOND BEACH REALTY USA   Phone: 386-238-9223

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3639 Scarlet Oak DRIVE, Saint Cloud, FL, 34772

$415,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $302 $302 $302
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,293 $2,237 $2,824
Total Monthly Payment $2,670 $2,614 $3,201

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.