CELEBRATE THE HOLIDAYS IN YOUR NEW HOME! LOCATED ON THE 15TH HOLE OF "THE LINKS" PRIVATE GOLF COURSE! UPGRADED Marina Model Single Family Home located in the Windsor West Neighborhood of On Top of the World, a Gated Golf Community 55+ in Ocala FL. From the moment you arrive and see the upgraded stacked stone front, stamped concrete driveway and walk, you feel the pride of ownership! Enter via the beautiful, beveled glass entry door stepping into a large foyer. To the left is the guest bedroom/suite with lots of natural light. Notice the upgraded 8 ft interior doors and curved drywall corners – UPGRADES! The large guest/hall bath has a custom tiled tub surround and comfort height toilet. Notice the Engineered Hardwood Floors throughout! Step into the Open Concept Gourmet Kitchen & Great Room and LOOK OUT AT THE VIEW! The gourmet kitchen includes a deep farmhouse sink, pan drawers, upgraded cabinetry, under cabinet lighting, spacious pantry, wall microwave & oven, GAS drop in range, pull-outs in under cabinets, island with seating, and granite counters. The adjacent Great Room has plenty of living space and table space. Step out into the finished Florida Room with upgraded everything – windows, flooring, etc. , AND MORE VIEWS! The primary bedroom is in the back right of the home for privacy, a true Split-Bedroom plan! The primary bedroom has tons of natural light AND MORE GOLF COURSE VIEWS! The primary en suite bath is massive including a double sink vanity, step/roll in shower with custom tile, separate water closet with custom cabinetry, 18" ceramic tile on the diagonal, and access to the large walk-in closet. The owners chose the upgrade option to have entrance to the walk-in closet from the large laundry room. The laundry room is off the kitchen with more storage and laundry sink. The 2-car garage with epoxy floor has custom cabinetry and another laundry sink. Enjoy the stamped concrete patio in back for those perfect golf course views! Whole house water filter. This home has natural gas for cooking, heating, water heating, and dryer. The monthly HOA fee includes DCM Basic Internet, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 guarded gates and all the amenities that OTOW has to offer; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers. ** MOTIVATED SELLERS!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,600 | $279,600 | $279,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $40 | $40 | $40 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,860 | $1,858 | $2,358 |
Total Monthly Payment | $1,975 | $1,973 | $2,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.