Welcome to 18993 Alfaro Loop in the Talavera Community near Land O’ Lakes! Built-in 2019 by the renowned M/I Homes, this stunning Sentinel model combines modern elegance with comfortable living. As you enter, you are greeted by a thoughtfully designed layout. To one side, two bedrooms share a full bathroom. On the opposite side, a versatile den provides the perfect space for a home office, playroom, or additional guest room. The heart of the home is the kitchen in an open setting. It features dark wooden cabinetry, granite countertops, a desired center island for meal preparation or casual dining, and a closet pantry. The kitchen seamlessly flows into the Great Room, which is bathed in natural light and perfect for entertaining. The stainless steel appliances and the island add a touch of modern sophistication. The primary suite is a private retreat located at the back of the home. It boasts an en-suite bathroom with a walk-in shower and a spacious walk-in closet. Dual sliding glass doors in the Great Room lead to the backyard, which is perfect for outdoor gatherings. This property has solar panels, which will be fully paid for by the Seller at closing. These panels offer significant savings on energy bills and add to the home's eco-friendly appeal. Talavera's amenities enhance the community's lifestyle. They feature a resort-sized heart-shaped pool with a splash pad, a clubhouse, tennis and basketball courts, cabanas, and a playground. The neighborhood is designed with sidewalks throughout, making it perfect for strolls. Conveniently located, this home offers quick access to major highways, including I-75, the Suncoast Parkway, SR 52, and US Hwy 41. Don’t miss the opportunity to make this beautiful home yours and enjoy the vibrant Talavera lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $471 | $471 | $471 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,097 | $2,647 |
Total Monthly Payment | $2,695 | $2,643 | $3,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.