78236 SADDLE ROCK Road, Yulee, FL, 32097 | $439,999

Will Consider TRADE for home near the BLUFFTON, SC AREA! TOP RATED FL SCHOOLS IN WILDLIGHT, New YMCA, New Medical Campus, Quick convenience to HWY 95 & nearby to Downtown JAX also JAX AIRPORT is only 15 minutes away!
Publix and many new restaurants to select from here plus North FL State College Campus, Library & Local Government just about a mile away. Closest to garage area, in Back yard is large enough on the right side for RV, boat, set of skidoos OR even a shad OR tiny house pad! This is an ALL BRICK RANCH HOME, with new gutter & gutter guards, all new paint & upgraded LVP & plush carpet with new floors thru-out the home. The NEW LARGE COOK's KITCHEN with new quartz countertops sparkles in this Open, bright, sunny living space, Open dining room, kitchen & family room set together makes for family & friend easy flow, good-time gatherings. Two car garage with built in tool cabinets, yard has sprinkler system and 6ft fenced side yards, backs up to a nice private wooded Oasis. Nice to enjoy your morning coffee, even if it rains, protected under a covered patio. The back yard is large enough to park your RV, Jet Skis, or Boat. Private Primary en-suite with a HUGE built-ins, walk-in custom closet. The 3 bedrooms, Full bath, and laundry are separated from owners suite on the other side of the home. Can be used as Mother n law suite, or teenage hangout space with Plenty of room for everyone's privacy and comfort! Also has a Lock&Go feature on Primary side. For R&R Amelia Island BEACH is only 11 miles away and a nice POOL is 3 houses down from this home, Nassau Crossing Park is about 1 minute away too. CAMPING ON THE BEACH at Fort Clinch is Amazing! Amelia Island shops, Art, golf, restaurants and ALL Amelia Island has to offer with it's beautiful beaches just minutes away. Fort Clinch is a campers dream right on the beach away from crowds and shelling is fun there. NOTE New washer & dryer set remains with home. ALSO NOTE PLS Refrigerator & 6 glass jewelry drawers-Does NOT convey with home. WOULD CONSIDER HOME-TRADE TO BLUFFTON, SC!

Features

  • Amenities: Playground
  • Bedrooms: 4
  • Baths: 2 full
  • Year Built: 2016
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,091
  • Acreage: 0.2
  • Est. Taxes: $4,229
  • HOA Fee: $60 Monthly
  • View: Water
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 2045841
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /prop/2045841/78236saddlerockroad_yulee_fl?source=qrflyer
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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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78236 SADDLE ROCK Road, Yulee, FL, 32097

$439,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,999 $351,999 $351,999
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $352 $352 $352
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,401 $2,340 $2,968
Total Monthly Payment $2,828 $2,767 $3,395

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.