220 Horseshoe Loop ROAD, Terra Ceia, FL, 34250 | $2,498,999

Welcome to 220 Horseshoe Loop Road, an exquisite newly constructed waterfront residence located in the prestigious Terra Ceia community. Set on over 1. 5 acres of lush, tranquil property, this home offers stunning views of Terra Ceia Bay & has been thoughtfully designed to provide the ultimate in luxury and resilience. The home withstood the recent hurricane season with ease, thanks to its hurricane-impact windows and doors throughout, ensuring safety & peace of mind in all weather conditions.

Exclusive water access, with a professional estimate by Duncan Seawall and Docks included in the disclosures, enhances the value of this property, making it an extraordinary find. The perimeter of the home is equipped with a mosquito misting system, providing a serene outdoor experience year-round.

Inside, the attention to detail is evident in every room. The lavish primary suite is a true sanctuary, featuring custom his-and-her walk-in closets, a luxurious MTI shell heating soak tub with oxygen-forced microbubbles, & a TV above the tub that doubles as a mirror. The suite also boasts a spa-like steam shower with rain and handheld showerheads, dual sinks with antifog mirrors, a quartz bench, & a private water closet. An angled tray ceiling adds architectural elegance, and a private slider leads to the front porch for seamless indoor-outdoor living.

The gourmet kitchen is designed for both beauty & function, with high-end Café appliances, a six-burner gas range, water pot filler, and soft-close cabinetry. Elegant Cambria stone countertops & a striking Cambria island with brass hardware set the stage for culinary creativity. Additional highlights include a hidden butler’s pantry, extra beverage and wine fridges, a soft ice nugget maker, and a Champagne Brass sink. The main living area features a Dimplex Opti-V electric visual fireplace, & modern USB outlets ensure convenience throughout.

Designed for comfort and flow, this home includes a Jack-and-Jill bathroom, custom-built closets, & two spacious bedrooms connected by the bathroom. A fourth bedroom, located off the laundry room, offers an en-suite bath, walk-in closet, and privacy. The home also features a Rinnai hot water heater, a hydraulic elevator, a 22, 000-watt generator, and an oversized gas tank for added peace of mind. The oversized 40 x 20 modern brushed pool is ideal for both relaxation & exercise, while the outdoor space is enhanced with gas connections for a two-burner grill, a sink, & a Renaissance cooking system with natural quartz surfaces.

This home offers seamless living with three staircases leading to various exits, including the back porch, side of the home, and front porch. Additional interior stairs connect to the downstairs living area and a fourth full bath.

As an optional member of the Terra Ceia community, you’ll have access to amenities, including Sea Breeze Park with a newly constructed playground, fishing pier, and dock access. The vibrant community is home to a variety of social events such as regattas, seasonal celebrations, Halloween hayrides, Easter egg hunts, and “Dinner Around the World” gatherings. Weekly food trucks & a new pickleball court add to the lively atmosphere, making this home the perfect place to enjoy both luxury living & an active, social lifestyle.

With its impeccable design, stunning features, & hurricane resilience, this home offers an extraordinary living experience. Schedule a private viewing today.

Features

  • Amenities: Optional Additional Fees, Park, Playground, Recreation Facilities
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2022
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,518
  • Acreage: 1.67
  • Est. Taxes: $11,424
  • View: Water
  • Elem. School: Palm View Elementary
  • Middle School: Louise R. Johnson Middle
  • High School: Palmetto High
  • Pool: Child Safety Fence, Deck, Heated, In Ground, Lighting, Salt Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Freezer, Gas Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: A4621818
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /eprop/A4621818/220horseshoelooproad_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/18/2024 8:47:07 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-366-8070

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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220 Horseshoe Loop ROAD, Terra Ceia, FL, 34250

$2,498,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,999,199 $1,999,199 $1,999,199
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.500% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.296% 6.622% 6.680%
Monthly Tax Payment $952 $952 $952
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,967 $12,636 $17,415
Total Monthly Payment $14,044 $13,713 $18,492

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.