Look no further, this FULLY remodeled residence is THE ONE!!! Located in the most sought after 55+ community On Top of the World (OTOW), this Third Floor, Two bedroom, Two bath home is located in a most tranquil area and once you exit the elevator, turn the corner and walk inside you’ll be struck by how light and bright it is! Presenting new fans throughout and water and scratch resistant flooring! The kitchen is open and oh so beautiful with its checkered tile floors and new everything such as appliances, cabinets, open wood shelving, striking contemporary backsplash graced by sparkling quartz counter tops with breakfast bar – you’re going to love cooking in this chef’s kitchen that is open to the living room so you can still interact. The checkered-floor fun continues right into the relaxing Florida room to sit and view the lush landscaping and enjoy the ever-entertaining Florida weather! The Seller then added a convenient modification to be able to access the Primary Bedroom by adding a stylish barn door. The Primary is generous sized and features a beautifully remodeled ensuite bath, with large walk in shower. The guest bedroom is down at the end of the hall with a matching remodeled bath in between for maximum privacy. Not only is the home beautiful but practical as well with newer windows, NEW HVAC and Water Heater– you just have to bring your toothbrush! The common laundry is conveniently located right off of the elevator on the second floor so really just a few steps away! OTOW has so many amenities you’ll never run out of something to do! There are two activity centers, two private golf courses with 9 and 18 holes (free for resident owners), two heated swimming pools, remodeled Cardio Gym with the latest exercise equipment. OTOW is a very pet-friendly community with a fenced dog park and covered seating for the fur parents. There are hobby studios, and a wood shop for the exclusive use of residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has Take & Bake meals and snacks. Internet, cable, trash and water included in the fee. OTOW is conveniently located around the corner from grocery stores, Countryside Mall with movie theaters, shopping and dining. And just a short drive to award-winning sugar sand beaches and Delightful Dunedin with Caladesi and Honeymoon Islands. Don’t miss this opportunity to live your best life!! Furniture is negotiable.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,920 | $175,920 | $175,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,170 | $1,156 | $1,484 |
Total Monthly Payment | $1,433 | $1,419 | $1,747 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.