This neat and clean home is freshly painted and ready to move into home. Open and inviting with a location near the golf course, back gate exit and close to the community recreational center; this is perfect for retirement. Located on a cul-de-sac road, there is no unnecessary road traffic. A golf cart garage offers parking for your golf cart needs in this golf cart friendly area. Travel to Walmart and the Villages via golf cart. This home has upgraded cabinets, counter, and flooring. Primary bedroom has California shelving and is a walk-In closet. Inside laundry and utility sink and storage are a plus with this model. Kitchen is open, light and accessible to living and dining rooms. The enclosed Florida room also light and perfect for a sitting room, office or craft room. There is a grilling porch and generous back yard, low maintenance with build-in irrigation. Spruce Creek South is located near the Villages, offering recreational facilities without the crowds and the traffic. Cozy 1600 home community offers security and the feeling of security in this stressful time. Lots are large and well landscaped with an abundance of landscape maintenance companies ready to help you maintain your green space. Softball and Dog park recreation areas allow for acres of biking, walking and fresh are activities. There is an Air gun club and storage for your RV or boat. Fitness and most recreation are at no extra fee. Come check out this best kept secret neighborhood near the Villages.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $101 | $101 | $101 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,277 | $1,276 | $1,618 |
Total Monthly Payment | $1,453 | $1,452 | $1,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.