Some homes embody a history and style that simply can't be recreated, and Downing House is a shining example. This beautifully updated 19th-century Colonial Revival, situated across from the iconic Downing Park, is a rare fusion of timeless charm and modern comfort. Impeccably maintained and thoughtfully modernized, this home is designed for both gracious living and effortless entertaining. Step into a light-filled living and dining area, featuring gleaming oak floors and a cozy wood-burning stove. The fully appointed kitchen seamlessly connects to walk-through spaces, creating a harmonious flow throughout the main level. Additional conveniences include a full bathroom and a practical mudroom. A striking oversized foyer with a craftsman-style staircase leads to the second floor, where you'll find four spacious bedrooms with generous closet space. The full bath on this level boasts an original clawfoot tub, adding a touch of vintage charm. The finished dormer attic is a hidden gem, with sleek lines and serene park views, perfect for an artist's studio, additional bedroom, or creative retreat. Outdoors, the welcoming front porch offers picturesque views of Downing Park, designed by Frederick Law Olmsted (the visionary behind Central Park and Prospect Park). The private backyard features a deck and a fully fenced yard, providing a peaceful outdoor oasis. Whether you're seeking a weekend getaway, exploring short-term rental potential, or envisioning a full-time residence with access to the best of the Hudson Valley, Downing House offers endless possibilities. With upgrades like 200-amp electricity, central air, new plumbing, a tankless hot water system, a renovated kitchen, and new appliances, this residence combines classic character with modern amenities. Ideally located just minutes from premier Hudson Valley attractions such as DIA Beacon, Storm King Art Center, and the Hudson River Waterfront, as well as shopping, dining, and recreation, Downing House is the perfect blend of convenience and charm.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $888 | $888 | $888 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,601 |
Total Monthly Payment | $3,774 | $3,771 | $4,581 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.