637 S 7th Street, Babylon (Lindenhurst), NY, 11757 | $525,000

Experience Affordable Waterfront Living in this Charming Ranch-syle Home located in the Village of Lindenhurst featuring 3 Large Bedrooms and 1 Full Bathroom. This home has a remarkably roomy interior, offering nearly 1, 300 square feet of living space. Step inside to find Beautiful Hardwood Floors that flow seamlessly throughout the Spacious Rooms, an Open-Concept Layout, and Elevated Ceilings that draw your attention to the Stunning Kitchen. The Expansive Kitchen showcases Striking Red Cabinetry highlighted by a Beautiful Glass Italian Backsplash, a Large Center Island with Black Cabinets, Stainless Steel Appliances, and Sleek Granite Countertops. Enjoy stunning Canal Views from the Large Outdoor Deck, accessible through two different sets of Sliding Doors. Additional features include Gas Heat, New Roof (2022), 37. 5 feet of Dock Space, Fully Fenced Backyard, Large Bedrooms (each approx 14 x 16), LOW TAXES! Close proximity to Restaurants, Shopping, Parks, Beaches, Tanner Park, LIRR and minutes to the Great South Bay. Move-in ready. This home is a perfect retreat for boaters and outdoor enthusiasts! Don't miss this opportunity to call this HOME!

Features

  • Town: Babylon
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Ranch
  • Year Built: 1936
  • Heating: Natural Gas, Baseboard
  • Cooling: Wall Unit(s)
  • Basement: Crawl Space
  • Acreage: 0.07
  • Est. Taxes: $8,236
  • Lot Desc: Near Public Transit
  • View: Water
  • Water Front: Yes
  • Elem. School: West Gates Avenue School
  • Middle School: Lindenhurst Middle School
  • High School: Lindenhurst Senior High School
  • School District: Lindenhurst
  • Appliances: Trash Compactor, Cooktop, Dishwasher, Microwave, Refrigerator, Oven, Wine Cooler
  • MLS#: 3576648
  • Days on Market: 80 days
  • Website: https://www.raveis.com
    /prop/3576648/637s7thstreet_babylon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Douglas Elliman Real Estate   Phone: 631-422-7510

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

637 S 7th Street, Babylon (Lindenhurst), NY, 11757

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $686 $686 $686
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,794 $2,791 $3,601
Total Monthly Payment $3,572 $3,569 $4,379

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.