Under contract-accepting backup offers. WOW! Assumable 3. 125% FHA Mortgage! This home is also eligible for a program that allows you to buy with zero down and pay no NO PMI. The Realtor Accessible remarks has contact info for 2 lenders that offer this special program, ask your Realtor for info. Charming 1920s Bungalow located in a Historic District in the heart of Tampa. Within minutes of Downtown, Waterworks, Curtis Hixon Park, Armature Works and Ybor dining and nightlife. With a newer METAL ROOF roof in 2018, New A/C 2021 and updated kitchen complete with beautiful quartz counters, newer appliances and stunning backsplash, you can move right in without worry of immediate interior renovation expenses. The high ceilings give this home a light and airy feeling. Two cars can park on the left side of house. Adjacent to Cuscaden Park, you can enjoy the Community Pool, Playground, Soccer and Baseball Fields and 6 Pickleball Courts without having to pay for extra HOA and CDD fees! Historic homes of this caliber sell very quickly. Easy to see. FHA and VA Offers welcomed. Rooms sizes are approximate. Better hurry to capture the 3. 125% Assumable mortgage. Conventional 2nd mortgages are possible to bring the extra funds needed to buy this home and assume the Seller’s 3. 125% FHA Mortgage of about $234, 500.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,677 | $1,675 | $2,125 |
Total Monthly Payment | $2,127 | $2,125 | $2,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.