Check out this move-in ready ranch patio home featuring a split bedroom floorplan with 3 bedrooms and 2 full baths which highlights the ease of one-story living sitting on . 21 acres. Upon entering through the foyer, you'll find a hallway that leads to a full bathroom and two generously sized bedrooms. At the heart of the home is the living room with ceiling fan and smooth ceilings, boasting a bright and airy open-floor concept. The inviting kitchen includes a pantry, large island with seating space and a cozy dining nook. Kitchen appliances included are the refrigerator, electric smooth-top stove, built-in microwave, and dishwasher. The owner's suite is discreetly nestled in a small alcove and offers a full bath with an extended shower and walk-in closet. The laundry room offers plenty of storage shelves with the washer and dryer to remain. The two-car garage features durable, slip-resistant epoxy floor coating. This well-maintained property has been landscaped and has a large, level private fenced-in backyard. New laminate flooring has been installed in the hallways and living room in August 2024. The home also includes solar panels that were installed in March 2023 to help lower the power bill. Ask and we can share the bills for the past year with you. Financing options include an assumable mortgage with a 3. 875% interest rate. This will save the new owner thousands of dollars over the lifetime of the loan.
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,488 | $1,920 |
Total Monthly Payment | $1,729 | $1,727 | $2,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.