11 ARMOYAN Drive, Palm Coast, FL, 32137 | $489,540

MLS#2045884 This model home purchase includes our Model Leaseback Program. REPRESENTATIVE PHOTOS ADDED. November Completion! The Havana Model at Colbert Landings offers ample space with its four bedrooms and three baths, totaling over 2, 394 square feet. Its standout feature is the open-concept layout, ideal for entertaining, where the kitchen seamlessly merges with the dining area and great room. Expansive sliding glass doors lead to a covered lanai, inviting you to savor Florida's climate throughout the year. The primary suite provides a lavish retreat, showcasing a spa-like bathroom complete with a generous walk-in shower, walk-in closet, and private commode. Meanwhile, the remaining three bedrooms share two additional bathrooms. Structural options include: Study, and bath 3 shower. This program is perfect for buyers who want to purchase now but aren't ready to move. Purchase the model today. Lease your model home back to us for an agreed-upon amount of time. When the lease is up, you move in! Model leaseback terms vary by model home. Please see a Community Sales Manager for additional details. Restrictions may apply. *Model Home Prices exclude furniture, decorative accessories, and closing costs and already include any lot premium, Seller installed options and upgrades; Buyer-selected options are no longer available. For financed buyers, lender restrictions on leasebacks for certain lenders may apply. Photos are for illustration only and do not necessarily represent actual available model home. No representation of any kind is made or implied regarding the Model Home's future value or benefits, or availability of financing for a leaseback transaction. See Model Home Purchase Agreement, Model Home Addendum, Model Home Leaseback Agreement and, if applicable Non-Realty Bill of Sale Addendum (for furniture and any other non-realty personal property sold separately in select model homes) for details. Model homes subject to prior sale.

Features

  • Amenities: Clubhouse, Pickleball, Playground
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 125x50
  • Laundry: In Unit
  • Style: Contemporary, Ranch
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central, Other
  • Cooling: Central Air, Other
  • Approx Sq. Feet: 2,394
  • Acreage: 0.14
  • Lot Size: 125x50
  • HOA Fee: $200 Annually
  • Lot Desc: Other
  • View: Protected Preserve, Trees/Woods
  • Elem. School: Old Kings
  • Middle School: Buddy Taylor
  • High School: Flagler Palm Coast
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Other
  • MLS#: 2045884
  • Days on Market: 65 days
  • Website: https://www.raveis.com
    /prop/2045884/11armoyandrive_palmcoast_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of TAYLOR MORRISON REALTY OF FLA

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11 ARMOYAN Drive, Palm Coast, FL, 32137

$489,540

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,632 $391,632 $391,632
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,606 $2,573 $3,303
Total Monthly Payment $2,681 $2,648 $3,378

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.