Welcome to this beautiful four bedroom, three bathroom ranch style home positioned at the end of a Cul-de-Sac. The main level features: A picture window that allows the natural light to flow through the open floor plan. The Living room highlights a two sided corner - wood burning fireplace and connects with the dining room - both rooms have NEW refinished hardwood floors. The walk through kitchen highlights a NEW stainless steel refrigerator and New Stainless steel stove plus an entrance to the rear property. The beautiful large family room is also filled with natural light and highlights 18ft Vaulted ceiling along with recessed lighting, built-in cabinetry, a ceiling fan plus access to a SUPER LARGE wrap-around L-Shaped deck overlooking the expansive property - What a fabulous area to entertain and enjoy with family and friends along with complete privacy. The remodeled bedroom and bathroom suite highlight a walk in closet. Two additional bedrooms and a second remodeled hallway bathroom make up the main floor of one level living. The recently remodeled lower level features: A spacious custom designed laundry room with built-in cabinetry, quartz countertops, a sink and a front loader washer & dryer. There is an Office/Den, a LARGE family room and a room for a gym or play area. The beautiful designed bathroom has an oversize walk in shower. There is a storage room and a Utility room plus an entrance to a two car garage - The home has Municipal Water & Sewer, 3 Zone Heating, All three bedrooms highlight NEW custom baseboard moldings, NEW split A/C units in 2022, NEW Roof with warranty & NEW garage door openers in August 2024. The front of the property features an underground sprinkler system. This home has amazing potential for a Mother/Daughter arrangement and is located close to Shopping, Restaurants, Metro North trains, Rt-9, Rt-84 and the Taconic State Parkway
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $683 | $683 | $683 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,901 | $2,864 | $3,677 |
Total Monthly Payment | $3,676 | $3,639 | $4,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.