LOCATION, LOCATION, LOCATION!!! High and Dry and NO FLOOD ZONE! No hurricane damage from Helene or Milton! If it's time to move to an affordable higher ground location within walking or biking distance to the beach, here's your chance! Welcome to Rosetree Vista, just a mile east of one of the area's most popular beaches. Walk, take a bike ride or jog to Indian Rocks Beach and enjoy everything the cozy little beach town has to offer. This well maintained 3 bedroom/ 2 bath home with a one car garage and room to park your RV could be the perfect answer. Short term rentals are allowed and there is no HOA! The moment you enter this perfectly well cared for home, find comfort and peace of mind in knowing that everything you see has been lovingly maintained by it's original owner and family. The bright and cheery living room has vaulted ceilings, new windows and new paint! The large eat-in kitchen has solid surface countertops, abundant cabinet space and a very large pantry which can also be used as an interior laundry if preferred. The carefully planned primary suite incorporates the bedroom and bath along with an AMAZING walk-in closet and additional flex space. This space is perfect for a home office, fitness or entertainment room. The original Florida room was enclosed, and an additional sunroom was added over the years, both have central air. Updates include impact windows (2022) Luxury vinyl plank flooring in guest bedrooms (2022) new roof (2013) Upgraded irrigation system (2024) new ductwork, appliances and vinyl fence (2022) Hot water heater (2019). A complete list of upgrades is available, and flood insurance is not required.
Come live the fabulous Florida Lifestyle by the beach!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $531 | $531 | $531 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,964 | $2,924 | $3,711 |
Total Monthly Payment | $3,587 | $3,547 | $4,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.