Welcome to this beautifully maintained and spacious JR4 corner unit, offering a large 1-bedroom with a full bath. As you step inside, you'll be greeted by an open entryway leading to a bright and inviting formal living room, bathed in natural light from large windows. Storage won't be an issue, with a generous walk-in closet at the entry and an additional closet for your convenience. The versatile JR4 layout offers flexibility with a formal dining room, which can easily be converted into a second bedroom, home office, or guest room, depending on your needs. This added flexibility makes it ideal for those seeking extra space or the potential to customize. The dining room flows effortlessly into the eat-in kitchen, making it perfect for entertaining or enjoying meals at home. The updated full bath features elegant finishes, and the expansive primary bedroom offers both a walk-in closet and a large double closet, ensuring plenty of storage space. An assigned indoor parking space is included, providing ease and convenience. The building is meticulously maintained and includes a community laundry room for residents. Ideally located near the Bay Terrace Shopping Center, Bell Blvd, and multiple transportation options including the LIRR, Q28 city bus to Flushing, and express buses to NYC, this home offers both comfort and convenience in a prime location. Don't miss this exceptional opportunity to make this home your own!, Additional information: Appearance: excellent
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,539 | $1,537 | $1,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.