2550 Haywaters Road, Southold (Cutchogue), NY, 11935 | $1,495,000

Stylish and peaceful, this three-bedroom, four-bath home is located in the sought-after Nassau Point community with beach rights to a stunning private association beach. A cozy wood-burning fireplace anchors the living room, creating a warm and welcoming atmosphere in this light and bright North Fork retreat. Highlights include a spacious eat-in kitchen, a generous dining room with oversized windows that frame views of the expansive backyard, and a recently added heated gunite pool. The primary suite features an ensuite bath, while two large guest rooms each have access to two additional full baths. The partially finished space in the basement provides extra living space, making this home perfect for hosting family and friends. Newly planted mature landscaping ensures complete privacy, and the rear yard is fully deer-fenced to protect these plantings. A gated driveway, two-car garage, and spacious screened-in porch complete this lovely east-end offering.

Features

  • Town: Southold
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Style: Ranch
  • Year Built: 1978
  • Garage: 2-car Attached
  • Heating: Oil, Baseboard
  • Cooling: Central Air
  • Basement: Full, Partially Finished
  • Approx Sq. Feet: 2,510
  • Acreage: 0.64
  • Est. Taxes: $10,010
  • Lot Desc: Level, Part Wooded
  • Water Front: Yes
  • Elem. School: Mattituck-Cutchogue Elementary Sch
  • Middle School: Mattituck Junior-Senior High School
  • High School: Mattituck Junior-Senior High School
  • School District: Mattituck-Cutchogue
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Water Purifier Owned
  • MLS#: 3576799
  • Days on Market: 65 days
  • Website: https://www.raveis.com
    /eprop/3576799/2550haywatersroad_southold_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Compass Greater NY LLC   Phone: 631-251-8644

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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2550 Haywaters Road, Southold (Cutchogue), NY, 11935

$1,495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,196,000 $1,196,000 $1,196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.769% 6.270% 5.864%
Monthly Tax Payment $834 $834 $834
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,697 $7,267 $9,852
Total Monthly Payment $7,656 $8,226 $10,811

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.