This light washed convertible 2 with River Views is PRICED TO SELL! Located one floor below penthouse level, 14E features two exposures with unobstructed river views to the east and open views to the south, bathing the apartment in sunlight all day long! The oversized sized living room includes a dining alcove which could be converted to a small second bedroom or office and the extra large bedroom has plenty of room for a King sized bed. There is new flooring and a wealth of closet space throughout. The pass through galley kitchen is in need of renovation but could be opened to the living room, so bring your ideas and designer!
The John Jay House is a pet-friendly cooperative built in 1964. It has 102 units, 14 stories and is situated diagonally across from John Jay Park between the East River and York Avenue on a quiet cul-de-sac block. It is a full-service elevator building with a doorman (8 am to midnight) and a live-in super featuring a laundry room, bike room, FIOS connectivity and a roof deck all within a short distance to many fine restaurants, shops and schools.
Pet friendly, allowing co-purchasing, guarantors and pied-a-terres.
Pls note: there is an ongoing $51 a month. Seller will pay remainder of a second , larger assessment before closing!
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $3,280 | $3,277 | $4,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.