Located on a CULDESAC road, sitting on 1. 35 acres of mostly flat land, this spacious 3 bedroom, 2. 5 bath with finished basement boasts several sought after features. Offered by its ORIGINAL OWNER, it is in move in condition with updated bathrooms, hardwood floors, fireplace, granite countertops, hardwood cabinetry and stainless appliances, including a Wolf gas stovetop. A beautiful bluestone walkway leads to the front entry while inside, the vaulted ceilings with transom windows provide a sense of openness and allow for an abundance of natural light. Sliding doors in the dining room exit to the large wrap around deck, perfect for entertaining. A finished lower level provides options for a playroom, gym, office, DEN or more. NEW or RECENT BIG TICKET ITEMS include the roof, oil tank, and boiler. Conveniently located only 2 miles from town, school, shopping and dining and close to RR, highways and parks. ConstructionDescription: Cedar, Shake Siding,
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$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,154 | $1,154 | $1,154 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,028 | $3,025 | $3,903 |
Total Monthly Payment | $4,274 | $4,271 | $5,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.