MOTIVATED SELLER!!! This 3 bedroom 2 bathroom home offers an acre lot, multiple sheds, hook-up for an outdoor wood boiler & hook-up for a pool. With enough space to accommodate, gardens, recreational area, pool, Etc. Tucked away at the rear of the property is a serene, meandering stream that adds a peaceful ambiance to the outdoor space. Step into the compact mudroom, featuring durable tile flooring that’s perfect for managing outdoor footwear and weather-related messes. The space includes a closet offering storage for coats, shoes, and other essentials, keeping the area tidy and organized. The kitchen is a perfect blend of elegance and craftsmanship, featuring custom Crown Point cabinets known for their high-quality, hand-crafted construction. Complementing the cabinetry are stunning granite countertops. Beautiful garden window sits above the kitchen sink, allowing ample natural light to flood the space while providing a perfect spot for small plants, herbs, or decorative items. The rich warmth & natural beauty of hardwood floors on the first level. The living room features a charming wood stove that adds both warmth and character to the space. This home also features old craftsmanship with leaded accent windows and intricate stained glass designs. ¾ bathroom on the main level. Upstairs offers a full bathroom both convenience and luxury with a stand-up shower and a relaxing jetted tub. Three bedrooms, one being long enough that could be divided into additional living space.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,498 | $1,498 | $1,909 |
Total Monthly Payment | $2,068 | $2,068 | $2,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.