BEST AND FINAL BY FRIDAY AT 10 AM This charming vintage cottage is the perfect upstate escape. This home features a massive yard that backs up to a lush forest teeming with wildlife. This home also features: 2 bedrooms, an adorable bathroom with vintage tiles, a spacious retro kitchen, newly refinished hardwood wood floors, a full screened in sun porch, a newer roof and a basement with a new washer and dryer. It literally is everything you need for the perfect escape from the city. Additionally, you get the added feature of a magical studio out back. This is perfect for any artist, yogi or work from home space. It also has a wood burning stove to keep you nice and toasty in the winter! And as if that were not enough, this home comes with a garage and a small storage shed. All of this is located part way between New Paltz and Woodstock and just minutes to the famous Ashokan Reservoir. It is a nature lover's paradise! Come see for yourself! All information is subject to verification of accuracy by buyer's agents.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,400 | $238,400 | $238,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,586 | $1,584 | $2,044 |
Total Monthly Payment | $1,840 | $1,838 | $2,298 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.