A rare find. . . This in town gem has classic antique and modern features. The 3+ season porch/entry with warm wood on ceilings and walls, is right off the eat- in kitchen with spacious pantry. The master bedroom has a meditation/reading nook/office, a delightful mural and skylight in sitting area with walk in closet, a window seat, and balcony. The third floor FR/office/library has a curved enclosed staircase featuring a grapevine railing and stained glass door entry. This crown jewel addition features window seats and storage, palladian windows, barrel ceilings, skylight, plenty of recessed and offset lighting, as well as two study nooks/possible closet space, and access to walk in attic. There are mostly hardwood floors. All in a great location on a residential street near Kendrick Park, and walking distance to UMass, Amherst College, downtown stores, library, restaurants, theater, and buses.
Type | Description | Level |
---|---|---|
Bedroom 2 | Flooring - Wall to Wall Carpet | Main,First |
Bedroom 3 | Flooring - Hardwood, Flooring - Wood, Window(s) - Bay/Bow/Box | Second |
Bedroom 4 | Closet, Flooring - Hardwood, Flooring - Wood | Second |
Kitchen | Closet, Flooring - Hardwood, Flooring - Wood, Pantry, Breakfast Bar / Nook, Gas Stove | Main,First |
Living Room | Wood / Coal / Pellet Stove, Flooring - Hardwood, Flooring - Wood | First |
Master Bedroom | Skylight, Cathedral Ceiling(s), Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Balcony / Deck, Lighting - Overhead, Window Seat | Second |
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $758 | $758 | $758 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,975 | $2,972 | $3,771 |
Total Monthly Payment | $3,825 | $3,822 | $4,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.