Rare single-story home in the coveted SeaGrove neighborhood in St Augustine Beach! Nestled on High Tide Drive, 432 offers a great mix of open concept and cozy defined spaces. The kitchen seamlessly transitions into the living room, creating an ideal space for entertaining. Step outside to the fenced backyard, where a serene outdoor living area awaits, perfect for al fresco dining or relaxing under the coastal oaks. Retreat to the luxurious primary suite, complete with a spacious sitting area, ensuite bath featuring a soaking tub and separate shower, and a walk-in closet. Your private sanctuary awaits. Two additional bedrooms and another full bathroom provide comfortable accommodations for family members or guests, ensuring everyone has their own space to unwind and recharge. Indulge in morning tranquility on the screen-enclosed side porch, or unwind on the idyllic front porch while soaking in the coastal breeze and greeting friendly neighbors. Seagrove is a well thought out neighborhood designed to feel like a quaint small town with porch lined streets and sidewalks meandering past mature oak trees. It features a town center with public library, post office, and restaurants; multiple lakes for fishing; a boat ramp for small boat or kayak access to the Intracoastal; walking trails; passive parks; and a great pool for swimming and hanging out with friends. It's just a mile to the beach with sidewalks and bike lane to get there safely, or load up the Jeep and drive right on at the A Street ramp. Call today and get ready to live the island life!
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Our Executive Mortgage Banker:
Our Insurance Division:
$659,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,600 | $527,600 | $527,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $700 | $700 | $700 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,466 | $3,507 | $4,449 |
Total Monthly Payment | $4,258 | $4,299 | $5,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.