Welcome to this delightful home, featuring a welcoming living area w/ a faux beamed ceiling & a sliding door that leads to a covered back porch, perfect for enjoying your morning coffee & relaxation. The formal dining room sets the stage for elegant dinners, while the spacious kitchen boasts HW floors & a pantry closet. The 1st flr offers two bedrooms & a full bath. Upstairs, discover the potential for an in-law suite or rental opportunity, complete w/ a full kitchen, dining area, living room, full bath & two bedrooms w/ ample closet space. Outside, the fenced-in backyard features a serene slate patio area & beautiful landscaping, providing picturesque views & the soothing sounds of the river that abuts the property. The two-car detached garage offers plenty of storage space & includes a bonus room w/ pine board walls & ceiling. Enjoy peace of mind with a new furnace installed in 2023. This home is a perfect blend of comfort, versatility, and natural beauty, ready to welcome you home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | 11.0 x 8.0 | First |
Bedroom 3 | Flooring - Hardwood, Cable Hookup | 15.0 x 11.0 | Second |
Bedroom 4 | Walk-In Closet(s), Flooring - Wall to Wall Carpet, Cable Hookup | 13.0 x 11.0 | Second |
Dining Room | Flooring - Wall to Wall Carpet, Chair Rail, Exterior Access | 23.0 x 11.0 | First |
Kitchen | Flooring - Stone/Ceramic Tile, Pantry, Chair Rail, Stainless Steel Appliances | 15.0 x 10.0 | First |
Living Room | Beamed Ceilings, Closet, Flooring - Wall to Wall Carpet, Cable Hookup, Exterior Access, Slider | 21.0 x 12.0 | First |
Master Bedroom | Walk-In Closet(s), Flooring - Wall to Wall Carpet, Cable Hookup | 14.0 x 14.0 | First |
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$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $385 | $385 | $385 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,507 | $1,507 | $1,960 |
Total Monthly Payment | $1,967 | $1,967 | $2,420 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.