433 Sharon Road, Millerton, NY, 12546 | $120,000
Welcome to Rossmere, a beautiful rustic cabin on the shores of Indian Lake in Millerton, NY! Built in the 1920s and occupied by several generations of the same family, this cozy cottage with lake access is for sale for the first time ever. With a living room, two bedrooms, a charming antique kitchen, and a bath with a washing machine, the home is fronted by a 400 square foot glass and screen enclosed porch that overlooks the lake. Just across the street is the home's own patch of shoreline from which you can fish, swim, launch a boat, or just sit and enjoy the view over the water. With plenty of storage under the house for boats and beach gear, this is the perfect getaway for gatherings, barbecues, and summer naps. A land lease property, the home needs some electrical and other updating. Once that's done, this is a home you'll be able to enjoy for generations!
Features
- Rooms: 4
- Bedrooms: 2
- Style: 1 Story,Cottage
- Year Built: 1922
- Heating: None
- Basement: Crawl,Dirt,Dry,Unfinished
- Approx Sq. Feet: 544
- Acreage: 0.01
- Water Front: Yes
- School District: Northeast Central
- MLS#: 154163
- Days on Market: 82 days
- Website: https://www.raveis.com
/prop/154163/433sharonroad_millerton_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
433 Sharon Road, Millerton, NY, 12546
$120,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $96,000 | $96,000 | $96,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $655 | $638 | $823 |
| Total Monthly Payment | $730 | $713 | $898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535