Buyer lost their financing and this property is available. Live a short distance from Cedar Beach and the Mount Sinai Yacht Club. Ten Enchanted Woods Court is a spacious Colonial sitting on shy acre lot with water views of Mount Sinai Harbor. The home has large rooms, including the kitchen/breakfast area, Formal Dining Room, Formal Living Room, Family Room and Loft Space. You'll enjoy views of the yard and patio from the Breakfast Room windows. Celebrate milestones in the Formal Dining Room. Gather in the Family Room or Living Room and enjoy the warmth of either fireplace. Ascend the front staircase up to the Bedrooms, Hall Bathroom and a multi-room Primary Suite including Bathroom, Sitting Room, walk-in closet room. The walk-in closet can be converted back into a bedroom if desired. A loft space is reached directly from the second staircase in the Family Room or from the Primary Suite - beautiful views of the yard from here. Features include full Basement with high ceiling, two car garage, large driveway to park multiple cars, CAC, two fireplaces (propane), two staircases to second floor, Main floor Laundry Room, in-ground sprinklers (16 zones) Bluestone walkway and patio space, mature landscape planting, privacy. This home is near the top of the road, rising from the harbor and is adjacent to the cul-de-sac. Miller Place School District.
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William Raveis Mortgage, LLC
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Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $692,000 | $692,000 | $692,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.820% | 6.723% | 6.284% |
Monthly Tax Payment | $1,728 | $1,728 | $1,728 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $4,431 | $5,886 |
Total Monthly Payment | $5,913 | $6,251 | $7,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.