Take a look at this lovely home located in a desirable area of Essex Junction. The moment you step inside, you'll be charmed by its updated features. Most of the main level has new flooring and freshly painted walls, making it move-in ready. The spacious living room and adjacent dining room are perfect for hosting gatherings. The kitchen has also been recently updated with new floors, cabinet doors, countertops, appliances, backsplash, and a kitchen island. The large primary suite, featuring a full bathroom and walk-in closet, offers a perfect retreat on one end of the home, while two additional bedrooms are located on the other end. Both bathrooms have new flooring, tub/shower, vanity, and toilet. With all living space on one level, there's no need to worry about stairs. The unfinished basement provides great space for a workshop or storage. Enjoy the central AC during warmer months and efficient natural gas heat during the cooler months. Outside, you can relax on the screened porch or in the fully fenced backyard, which features a fire pit, shed, and hot tub. This home is conveniently located within walking distance to schools, parks, restaurants, and shops in the Junction area. Additionally, it offers an easy commute to Burlington, St. Albans, or Waterbury.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $381,600 | $381,600 | $381,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $633 | $633 | $633 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,539 | $2,536 | $3,272 |
Total Monthly Payment | $3,247 | $3,244 | $3,980 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.